By Arnold Tutu
More than 17,800 pensioners across Zambia have started receiving higher monthly pensions following the implementation of reforms under the National Pension Scheme Act Number 72 of 2026.
The National Pension Scheme Authority –NAPSA- says the reforms came into effect after the enact
ment of the new law and the issuance of Statutory Instrument Number 62 of 2026.
NAPSA Director General MUYANGWA MUYANGWA says the minimum monthly pension has increased from K1,861 to K2,327, with 17,806 pensioners already benefiting from the adjustment.
Mr. MUYANGWA says the total amount paid to the affected pensioners rose from K31.8 million in June to K39.6 million in July following the revision of pension rates.
He says NAPSA has paid a total of K119.1 million in pension benefits this month to 34,390 beneficiaries across the country.
Mr. MUYANGWA says the reforms mark a major step in strengthening Zambia’s social security system and improving the welfare of pensioners.
He says the changes reflect the Government’s commitment to improving the financial security and dignity of retired workers, adding that NAPSA has successfully implemented the new measures for eligible beneficiaries.
In a statement to ZNBC news, Mr. MUYANGWA thanked President HAKAINDE HICHILEMA, the Government, Parliament and other stakeholders for supporting the amendments to the National Pension Scheme Act. 
He said the reforms have also introduced interest-free pension advances, allowing eligible pensioners to access part of their funeral grant without incurring interest charges.
Mr. MUYANGWA said members will also be able to access up to 30 per cent of their retirement benefits as a lump sum within 90 days before retirement.
He said the reforms extend survivors’ pensions to eligible beneficiaries of members who die after making more than 180 contributions, while the income replacement rate has been increased from 40 to 45 per cent.
Mr. MUYANGWA stated that NAPSA has introduced supplementary savings and wealth creation products to help members build long-term financial security and improve their retirement outcomes.
He said the reforms are expected to provide greater financial flexibility, strengthen retirement security and expand access to pension benefits as part of the Government’s broader social protection agenda.
